If you believe your average television show, personal injury lawyers exist in order to chase ambulances. The average accident lawyer is shown exaggerating the injuries of their clients so that they can bilk as much money as possible out of an innocent single mother of two who was involved in a fender bender. In short, we’re made out to the be bad guys.
Quite simply, it’s not true. In fact, it’s often not individuals who we’re seeking recompense from. It’s the insurance companies.
If insurance companies would pay for damages properly and honestly, it’s likely that many personal injury attorneys in this world would not be needed. But insurance companies aren’t in the habit of doing what is good and true; they exist to make money. They’ll do everything they can to ensure that you won’t see as much money as you’re due, whether you’re involved in a car accident, slip and fall, or an oil rig injury.
Here are just a few ways that the insurance company of the person who injured you will do their best to deny you the money that can help with your injuries.
Moving Things Along Too Quickly and Offering You Too Little
The easiest way for an insurance company to take advantage of your situation is to try to settle the case immediately. They might offer you a sum of money that at the time seems huge. But they’re thinking long term, and it’s likely that you’re not. The money they offer could cover your initial medical bills, but what about check-ups and years of physical therapy you might need? What about the pain and suffering you’ve experienced, as well as your lost wages? Isn’t that worth something?
Don’t settle! If they’re moving it along too quickly, or if you think believe that what they’re offering is “just enough,” that’s a sure sign to get a personal injury attorney involved.
Getting You To Sign Something (or Say The Wrong Thing)
Another trick that insurance companies use is trying to get you to sign something or to make a statement about the injury or accident while you are not of sound mind. They might visit you in the hospital while you are injured, and in some cases attempt to get a statement while you aren’t the right state of mind (i.e. on painkillers). This can lead to the situations we mentioned above, where they say “sign here and we’ll give you $10,000.” Unfortunately, your hospital bills are already totaling $20,000, and by signing you are most likely giving up any chance of receiving more money for your injuries. A personal injury attorney can help you formulate a completely truthful recounting of the events while you are of sound mind.
Offering You Nothing At All
Of course, insurance companies are known to offer those who are injured nothing at all. If they believe they can get away with it, they’ll simply say that their client wasn’t at fault (and it’s a lot easier for them to say that if you’ve already given a statement as we mentioned above). When they refuse to pay, it becomes obvious that you need someone on your side who knows their way around insurance and the law. You need a personal injury attorney.
While a blog might be an interesting place to receive information, it should never be taken as legal advice. Instead, you should talk to a licensed personal injury lawyer. All it takes is one phone call to 800-466-4529 so that you can talk with the professionals at the Law Offices of Craig S. Sossaman.